A Goodness Through and Through

Rasul Allah (sal Allahu alaihi wa sallam) said: "Modesty is a virtue through and through, or said: Modesty is a goodness complete." [Muslim]

Once the Prophet (sal Allahu alaihi wa sallam) passed by a man who was admonishing his brother regarding Haya and was saying, 'You are very shy, and I am afraid that might harm you.' On that, Allah's Apostle said, 'Leave him, for Haya is (a part) of Faith.' [Bukhari]

This hadith tells us that there is nothing bad about modesty. Therefore, if something is purely good, then however much you have of it, it can only be good for you. This is something to especially remember in these times when 'moral' and 'modest' are portrayed as 'backward,' 'oppressed' and 'under-confident.'

A person with Haya does not show off his mind, body, or anything else. Haya is translated as modesty but it includes all of the following meanings as well: self respect, bashfulness, having scruples, having awareness of Allah. This word is a prime example of how much is lost in translation from Arabic to any other language. please visit http://dailyhadith.adaptivesolutionsinc.com

Nigeria Social Capital

How safe is our social capital, we are in a banking crisis and all
that we thought was good and proper is collapsing around us. What
kind of business will be viable over the next few years?

A greater level of scrutiny will be called for for any kind of loan or
facility as boys on ground call it.

If money is tight how will the charities cope, in time of plenty there
was no limit in peoples generosity, all is at risk.

Our Nigerian society facilitates for charity and is woven into the
fabric of our social captial, we are all at it - handing out Naira and
our time to relatives and neighbours alike.

What is going to replace our handouts, pity and excuses? We need to
gaurs against such and remind ourselves to remain generous as there is
no other support group left and we are the last line of defence.

And the chips come falling down

Oh what a farce Nigeria has become!

Nigeria Passport

I've always travelled with a British passport, even on trips to Nigeria. Now I'm older and wiser I'm comfortable travelling to Nigeria with a Nigerian passport.

I received my Nigerian passport on Monday and I must say, apart from saving money on visas at £90 each time I'm really proud to be Nigerian again!

naijablog: Response to the new Lagos traffic law

naijablog: Response to the new Lagos traffic law

nigerian stock market commentary

What has remained a challenge is how to measure the sentiment of investors for participation in family owned businesses seeking an exit strategy through an IPO or sale to an investment boutique. Where is the forum for those seeking exit strategies to meet those who have the investment appetite for nurturing a private business from a family run business to a publicly listed company complete with the right degree of corporate governance and earnings? As a technology consultant I?m constantly seeking new ways of applying technology to enabling productivity and innovation. I?m interested in hearing from companies or individuals interested in exploring technology as an enabler.

As added to financialnigeria.com

nigerian stock market commentary

I'm somewhat amazed with the popular misconception amongst Nigerian investors that their investments in shares are expected to remain above the bought valuation.

This easily demonstrates either lack of investment sophistication or/and mis-selling on the part of promoters.
I believe today's shares promoter has a greater duty to educate investors of their expectations and obtain third party verification of a investors understanding.

I recall parallels with the dotcom boom and bust cycle ending circa 2000, where valuations of technology shares went sky-high. The same pathetic noises are being made by retail and professional investors alike for guidance on market sentiment just read a cross section of this month’s Nigerian newspapers.

There is an inherent risk that capital inflows will reduce and the dearth of new market participants into the market, not a scenario we are likely to see considering the impact of the oil economy.

Serious erosion of market capitalisation remains a possibility and has been muted by several analysts both Nigerian and foreign.

I believe, opportunities will exit for shares where fundamentals and cash flow are proven, until the market leaders shares can demonstrate steady and progressive dividends market volatility is here to stay.

As added to financialnigeria.com